LoanRaja Blog- Personal Finance Guide

LoanRaja invites BMM Students from various colleges to participate in the LoanRaja Writer’s Contest.

Here is an opportunity to something you love. We have a list of topics that you can choose from. You Write, We Reward….. as Simple as that!

Contest Prize:

Every fortnight, One winner will win Rs 5000/- for the best written article or submitted blog entry. Rs 1000/- will be the prize for the next best written post (Runners-Up). First Contest Price Winners will be announced by 30th December 2008

How to Go About? Simple!

• Your Co-ordinator will be provided a Username and Password, which will be passed on to you, where you can post articles/ blog directly to WordPress.
• Please make sure you mention your college name and your full name at the end of the article.
• The Winner’s of the Contest will be declared every fortnight.

Contest Theme

Entries must be factually correct, well-written, and related to content topics (i.e. loans, finance, insurance, credit cards, banking, investing). This could include advice, anecdotes, guides or personal experiences with credit, banking, taxes, insurance, or investments.

Topics you Can Choose from:

I. Financial Products:

• Is this the right time to invest?
• Stock market still going down
• Top 5 Market Tips- Unleashed
• New Year Resolution- Invest Wisely
• Plan your investment
• Basic Essentials to know before taking a loan
• How financial crisis was built?
• Should you be buying Stocks now?
• Invest In Gold or Invest in Stocks?

II. Experiences:

• Taking Personal Loan changed my life.
• Finally I drive my own Car.
• Benefits of taking Health Insurance at the right time
• Having a credit card is important
• Glad I took Education loan
• Unique experience with LoanRaja.com
• Success story-Life Insurance
• Why get Insurance? Importance Revealed
• True Credit Card Story
• Started my Own Business
• My dream house came true

Terms & Conditions:

You can submit as many blog posts as you want

Ø Your post must be original, authored by you.

Ø Winners will be announced bi-monthly typically on the 15th & 30th of every month and will be notified within 1 week after the end date of each contest.

Ø Winners will be chosen by LoanRaja on the basis of our judgement of the best written article or blog entry. To be eligible to win the contest, you need to have answered our short quiz correctly (you will find the link to the contest on the site). All prizes will be subject to applicable government taxes and levies

Ø Winners will be notified via phone and email and prizes will be mailed to an India address. If we are not able to contact the winner, another winner will be picked. The prize must be claimed in 48 hours.

Ø LoanRaja reserves the right to modify contest copy for editorial usage, republish the posts on our website and remove non-compliant entries.

@ On submission of the entries in the blogger contest, the participant waives all rights in such materials and automatically grants to Komli Media a perpetual, irrevocable license to use, reproduce, modify, edit, adapt, publish, translate and distribute such material (in whole or part) worldwide and/or to incorporate it in other works in any form, media or technology now known or later developed for the full term of any rights that may exist in such content.

Ø This contest is open to writers residing in India only.

Ø We reserve the right to reject any entry to the contest & revise the rules and regulation of this contest.

Ø LoanRaja.com can stop the Contest and the draws without prior intimation to the users. On winning, all the entries shall be verified by the LoanRaja team and if any discrepancy is found, the user will be ineligible for the prize.

Ø Anyone found / suspected of cheating in this contest will be automatically disqualified.

Ø Mere participation in this Contest or posting a blog entry does not entitle the participant to win a prize. All decisions by LoanRaja regarding selection of winners shall be final and binding. No correspondence will be entertained in this connection.

Ø LoanRaja.com reserves the right at any time, without previous notice, to add, alter, modify, change or vary all or any of these Terms and Conditions of the Contest or to replace, wholly or in part, this Contest by another contest, whether similar to this Contest or not, or to withdraw it altogether.

Ø The prizes given under this Contest are non-transferable, non-encashable and any government levies/taxes like Sales Tax, TDS, Road Tax, Airport Tax, any Local Tax etc. arising out of the same will be borne by the winner. The prizes shall be delivered only after paying all applicable taxes. The payment for the cash prize shall be made via cheque after deducting the required applicable taxes.

Ø Employees of LoanRaja.com including their relatives, all other associate companies of LoanRaja, sponsors of prizes, their respective advertising agencies or any other entity associated with this Contest shall not be eligible to participate in this Contest.

Ø Any disputes arising out of this Contest shall be subject to the exclusive jurisdiction of competent courts in Mumbai irrespective of whether Courts in other areas have concurrent or similar jurisdiction. The existence of a dispute, if any, shall not constitute a claim against LoanRaja.

Ø The prize- winner releases LoanRaja.com of any liability arising out of any acts or omissions arising out of or related to the Contest.
Please feel free to revert in case of any queries.

Feedback from writers on how we can make this contest better is always welcome.